How is January almost over? It feels like it’s gone by in a blur of sleep deprivation, to be honest. Christmas seems like a long time ago! It’s definitely been a period of adjustment for our family, as we’ve gone from a family of three to a family of four 🙂 I last wrote…
Are You Paying People You Have Forgotten About?
Do you have the feeling that there should be more money left at the end of the month than there is?  It can be painful to reduce your spending, so it’s always good to discover something that can save you money without cut backs. This guest post by Sara Williams, who writes about debt and…
My Word For The Year
Each year I like to have a word that encompasses what I want to do during the year. For 2017, my word for that was self care (although, I suppose, technically two!) which was looking at taking care of myself a bit more. Putting myself first rather than at the bottom of the pile. …
Dividend Income December 2017 + Yearly Roundup
This post signifies the end of my second full year of investing. I can’t believe I’ve been able to write these updates for so long! I have been debating whether to change the frequency of these updates, but as I believe strongly in creating this second income stream, I shall continue for now. Do you…
The Ultimate Dream Fund Update – December 2017
I can’t believe it’s already time to write another Ultimate Dream fund update, and the last one of 2017! November’s update was really disappointing so I haven’t checked in on my holdings as much throughout December. Not checking so often was actually a good decision! So I’m going to do the same going forward, …
January Aims
Hello January! The start of a new year always brings renewed hope and promise. I love not knowing where the year is going to take us. January should be relatively quiet for The Frugal Cottage household. Well, as quiet as it can be with a newborn! It will just us getting used to whatever our…
2018 Goals
Hello 2018! And a happy new year to you all. I always like the start of a new year; full of optimism for the year ahead. The unknown of what’s in store for everyone in the next twelve months, plus lots of new experiences to enjoy and memories to treasure forever. We are starting the new…
A Reflection On 2017
Another year, over! And another year older, though not necessarily wiser 😉 I’ll be honest, 2017 has been quite a tough year on us as a family, for various reasons. In most ways I’ll be glad to wave goodbye and hope that 2018 is better for us. Obviously, the best thing that happened to our…
December 2017: A Month In Review
December is almost over! As is 2017, obviously. This month has been a month of two halves for us. The first 12 days were relatively normal; nothing exciting happened apart from me celebrating a birthday at the start of the month. Mr FC and I went away for the weekend right at the beginning of…
Happy Christmas!
Just a quick post to say Happy Christmas to all of my lovely readers. We’re spending today with Mr FC’s family and tomorrow with mine. A new experience as a family of four. An unexpected early Christmas present means two children instead of one! Frugal Toddler will be very excited, I’m sure. Thank…
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