Living the good life on a budget.
Hello August! I can’t believe we are already into August. It feels like July has gone by really quickly; even though I stepped away from the blog a bit, I still had plenty going on behind the scenes. August tends to be an expensive month for us with birthdays and the summer holidays combined. I…
Welcome to another Life Update post. It’s been a strange time; that’s for sure. In fact, I have hardly posted in July as I’m not entirely sure what to post about! The general personal finance advice seems to not be enough in such uncertain times. Does that make sense? Life has a habit of changing…
Frugal living is at the very centre of what we do here at The Frugal Cottage. After all, it’s part of the name! But frugal living can transform your life – and finances. There are so many fantastic frugal living resources out there that can help you become more frugal! And it’s not something…
Another dividend income report! One of my favourite posts to write here I do know that my dividend income will be very different to last years, because of the recent cuts to various holdings. However, I need to keep in mind that this investing for dividend income is the long game. Yes, it might be…
Hello July! It seems strange to be starting another month when there are so many uncertainties. But, I keep saying that I am trying to keep things as normal as I can, so here we are. I will be in work for a couple of days this month, but other than that I am still working from…
Goodbye June! Another strange month, done. It has gone by so quickly, but not at the same time? I have been at home for three months now. Saying that, I have been into work twice this past couple of weeks. It was so strange! Not the usual working environment. It was nice to see some…
I thought I’d do a little re-introduction post, as I’ve been featured on The Times Money Mentor page today so have some new visitors to my site – hello! 🙂 I’m Nicola and the owner of The Frugal Cottage, an award winning personal finance blog. Thanks for stopping by! I’m a 30-something living in the…
There are so many reasons why you need to have some savings in place, including a sudden loss of income. Current times have shown just how necessary it is to have an emergency fund in place! But it can be tricky to know where to start; overwhelming to know what things you need to save…
This is a paid collaboration. One of the downsides to owning or renting a house is that you are responsible when things go wrong. From a leaking tap to an overflowing bath, the first port of call would be to ring a local plumber and hopefully get them out as soon as they are available. …
The past two months have shown that unexpected events can have a big impact on your finances. No one could have predicted a year ago that our current climate would be this different. When something unexpected occurs, it is good to be able to be flexible with your budget. The more wiggle room you have…
