The concept of a No Spend Day is very simple – it’s a day where you don’t spend any money! I think that No Spend Days (or NSDs) are the key to much better finances, especially during the week where the work canteen can sometimes be a temptation, or that coffee on the way to…
June Aims
Every month I like to set myself aims for the month, to keep myself focused and to make sure I actually use the time during the month wisely! There are two sets of aims: Finance and Personal. Financial aims for June: – Have 18 No Spend Days (or NSDs) – Overpay our mortgage by £350…
Why “The Frugal Cottage”?
A quick post to really explain the name behind the blog. For me, being frugal is not scrimping and saving every penny in the quest for financial freedom. For me, being frugal is making sure that every single penny that we work hard for is put to the best possible use for maximum gains. Both…
Welcome To The Frugal Cottage!
I’ve been thinking about starting a blog for some time now, and I’ve finally taken the plunge! I’m a girl in my twenties who wants to be better at finance. Between me and my husband, we’re pretty good, but we can be better! The only debts we have between us are our student loans, which…
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