Living the good life on a budget.
Happy Monday! Although, how is it Monday again so soon!? However, starting today is going to be a different kind of normal for us. I am now at home working, plus both boys are with me as the schools are shut. It’s definitely going to be a period of adjustment! I do have a schedule…
Sometimes, the unexpected happens. Situations change and become precarious. And, in the current climate, there are lots of reasons for that sudden loss of income. And, it can be a scary place! With so many things looking uncertain, there are things you can do to deal with a sudden loss of income. Assess your…
Having a budget is the one of the best ways to ensure you know you’re finances. Budgets don’t have to be restrictive, nor should they be. What a budget should do is help your money work the best for you! When mentioning budgets to people, I think that the overwhelming response is that a budget…
Just when you think you’ve got your money sorted something happens. You have been tracking every penny in your tracker, monitoring outgoings and trying to make changes. That’s great! But, there are things that inevitably get in the way of our good intentions. It always happens, right? Or, perhaps it’s something you have known was…
This is a post in collaboration with Chip. If you’re a regular reader of The Frugal Cottage, then you know that I set myself monthly and yearly aims. One of these is to put aside a sum of money each month towards our huge aim of retiring early. In fact, I just posted earlier about…
There are lots of ways to track your finances to see if you are on the right track. Creating a budget, tracking expenses and saving money are all ways to show how your finances are doing, month to month. But your net worth can also be an indicator of how well your finances are (or…
It will soon be the end of 2019 and the start of 2020. The start of a new year always seems like good idea to start afresh. The same goes for your finances! The start of a new year can be a great time to make some simple changes to get your finances in great…
I talk a lot about saving money here at The Frugal Cottage; if you’ve read any of my earlier posts on our aim of retiring early, paying off our mortgage early or just my monthly aims where I set myself a target every month, then you know I like to save money. Saving money should…
Since posting about my No Spend September challenge, so many of you have commented to say that you’re going to join me, which is fantastic. I think that a No Spend month will definitely help me get back on track after a somewhat disastrous August. I’m quite excited about it! It always seems like a…
There are so many reasons why your finances can take a hit – job loss, sickness, house repairs, car maintenance, the list is endless – and it can be difficult to know where to start if that happens. Are you prepared if something rocks your financial ship? This post shows you exactly how to start an emergency…
