Living the good life on a budget.
I think it is natural on any journey to have very positive phases, followed by the not so positive phases in order to grow and reach your goals. If things are too easy, then the danger of complacency settling is in high; if there is no challenge in the end goal then there is nothing…
Everyone needs to make money, right? The majority of adults in the UK are employed by someone else, although that number is changing as more and more people take on self employment. However, even though you receive a pay check every month, the actual cost of going to work can be surprisingly high! When you start…
If you’ve read any of my monthly reviews recently, or looked at my progress with the Ultimate Dream Fund, you will see that I’m quite a bit off track at the moment. We all start off things with the best of intentions but life can sometimes get in the way of our goals, and we…
One of my 2016 goals is to continue to declutter our home and to live with less. I think that as a society, we often overbuy when we don’t need to own as much as we think we do. I am working on removing items from our home that we don’t need, whether that be…
I have been meaning to write this post for a while, but kept putting it off as what I wanted to say and communicate with you all was actually difficult to put into words. I know what I want as an outcome, but expressing that and making it seem like it’s the right thing to…
Christmas is just around the corner and for some people, the strain of finances at this time can be a big burden. Although there are many ways to keep the costs down, Christmas can be an expensive time of year, even for the savviest of shoppers. According to the Business Insider, the average family will…
Today is a guest post by Kathleen; enjoy! Throughout the year it is good to make an account of your budget to check if there are areas where you can reduce your expenses. Cutting down spending on your cleaning supplies is something you can easily achieve. You can use your own cleaning products, made by…
With Halloween just around the corner, shops in the UK seem to be inundated with stuff associated with the holiday. Now, Halloween is much more celebrated in the US than it is here, but it doesn’t mean that you can’t have some fun! Whether it’s decorating your home, playing games or telling spooky stories, there…
When we first told people that we were expecting a baby, one of the first responses to that, apart from the obligatory congratulations, were that babies are expensive and that we’ll never have any money again. And I suppose, the average couple will spend a lot on their children. According to research, raising a child…
Today on the blog is a guest post by Maggie over at Northern Expenditure who blogs about their journey to early retirement. Be sure to check it out! As Nicola gets some much needed rest, I’m honored she is allowing me to be a guest on The Frugal Cottage. Nicola’s journey towards early…
