Living the good life on a budget.
I have been doing lots of reading lately about the habits of growing wealth. There is definitely a journey to becoming wealthy and it seems like many of these people who manage to grow significant wealth have the same habits. It’s so interesting! In fact, there are only 5 real stages to growing wealth….
There are so many options when starting our your financial journey. If you’ve searched anything to do with being better with money, there are thousands. It can be daunting to start. But, there are habits that you can start today that will help. If you build these financial habits into your routines, then over…
So, the UK is officially in a recession. The thing that many predicted but we had hoped wouldn’t happen, has. But what does the UK recession 2020 mean and what can you do about it? In short, a recession is where the GDP has fallen for two quarters in a row. GDP stands for…
Frugal living is at the very centre of what we do here at The Frugal Cottage. After all, it’s part of the name! But frugal living can transform your life – and finances. There are so many fantastic frugal living resources out there that can help you become more frugal! And it’s not something…
There are so many reasons why you need to have some savings in place, including a sudden loss of income. Current times have shown just how necessary it is to have an emergency fund in place! But it can be tricky to know where to start; overwhelming to know what things you need to save…
This is a paid collaboration. One of the downsides to owning or renting a house is that you are responsible when things go wrong. From a leaking tap to an overflowing bath, the first port of call would be to ring a local plumber and hopefully get them out as soon as they are available. …
This is one of our big aims so I thought I would share how to pay off your mortgage early. One of the biggest monthly expenses for most houses is a mortgage payment. Imagine if that was gone; how much more room in your budget you would have for other things?! There are certain steps…
So, it’s payday. Hooray! It can seem like a long time sometimes, waiting for payday. Especially if you only get paid once a month, like I do. But, when payday arrives there are certain things you must do. If you do these regularly when you get paid, then your finances will be in a better…
Just when you think you’ve got your money sorted something happens. You have been tracking every penny in your tracker, monitoring outgoings and trying to make changes. That’s great! But, there are things that inevitably get in the way of our good intentions. It always happens, right? Or, perhaps it’s something you have known was…
I have been thinking recently about some challenges to set myself for 2020. I like a challenge! Last year, I was contemplating a No Spend Year. I keep pondering whether to do this, but it seems a bit too much at the moment, especially with two young children. However, I needed to have something to…
